We have not gotten a recent renewal notice so I don’t know what ours will do but appears to be going up across the board.
https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-costs-skyrocket-in-2024
Almost as if the first sentence of the original post didn’t highlight that before asking…
I like hearing first hand accounts and average Joe’s opinions on things while taking it for face value
<div class=”d4p-bbt-quote-title”>buckybadger wrote:</div>
We have a meeting set up with our family attorney to discuss putting some assets into a trust. Obviously his expertise is what we will lean on in progressing, but I like hearing first hand accounts of people who have went through the steps already. I know a lot of the regulars here own acreage for hunting and whatnot. How many of you have went this route with hunting/ag land and properties?
When we had our trusts put together we went thru 2 attorneys before we bit the bullet and paid for someone that specialized in trusts. When we contacted the first two, we explained what we were looking to do and both said they could do it. After a short period of time it was obvious that was not the case. Admittedly, ours was a little different than most trusts but the devil is in the details and it can be worth paying a bit extra up front.
A book that helped us when we were researching living trust was “Living Trusts for Everyone” by Ronald Farrington Sharp.
We chose to set up individual trusts vs a joint trust in case estate tax limits were ever lowered enough to affect use, to protect assets from remarriage or squander, to avoid the expense/public nature of probate and to make it easier on the trustee after our death. At the same time we set up a health care power of attorney, a general power of attorney and a will. The primary purpose of the will is to capture any belongings that are not titled/registered in the name of the trust (e.g., furniture, sporting goods, vehicles not titled in the name of the trust, etc.
Working where I do I see alot of attorneys neglect to use the Vin numbers of vehicles in the trust. In MN you cant transfer using a trust unless it states the VIN.
Including the VIN in the trust is not required by Iowa. We have the vehicle registered in the name of the trust(s) and that is sufficient.
You are a good man for giving rescues a new home.
I stayed at that resort 8 or 9 years ago. Was a decent place and enjoyed my stay. I only fished Finlayson for one afternoon with limited success for pike and smallmouth. Mostly fished Marmion. I was there a bit too early and the smallmouth had not turned on that great. At that time, the electronic mapping for Marmion was rather limited and what was available did not shows hazards at all – and there are a lot of them. Hazards included standing timber that has rotted off at the surface making it extremely difficult to see until you are on top of it. Plus there are a lot of rock hazards that are not on the map. The resort owner had a paper map that provided more detail on location of the hazards. I stayed mainly on the south side of the lake and caught some decent fish but was not lights out. The ramp at Marmion was sandy and a bit shallow making it a challenge to launch/recover solo. Unless they have improved the ramp, I would not try it without 4×4. I should probably give Marmion another try someday.
Good luck.
No touching land, mooring, anchoring or contact with another vessel.
I went with 12v batteries. Primary reasons were I could use my existing charger and if I had to revive one I could jump from another 12 volt battery.
Wow, so much hate. Glad I do not carry that burden.
“It should start with you apologizing for allowing your cat to enter his property and an admission that you are the one at fault, not them or the cat, for the death of the cat.”
Not happening.
“Feral cats are destructive invasive predators. They do not belong on the landscape decimating bird populations. This is well documented.”
While studies have stated that cats are the leading human related killer of birds, I do not think it qualifies as “decimating” in most areas. The same studies show that cats kill 6 times the number of small mammals – mice, rats, chipmunks, etc. I don’t see too many people complaining about fewer mice, rats and chipmunks being around. Some human (not including cats) related bird death estimates are around 1 billion per year – this includes collisions with glass, vehicles, windmills, electrical lines, and communication towers as well as poison, electrocution, oil pits and industrial fishing bycatch. These studies did not include the impacts of habit loss (forest reductions, farming practices, urban sprawl, etc.) on bird populations. Should we start shooting out house windows, stop driving or maybe cut down some communication towers?
” I dont care if its a cat or dog. My dog will not even leave my yard. That is how any pet owner should train their animal.” Cats are a bit harder to boundary train than dogs.
“I bet it would be serious. I would seriously look you in the eyes and ask you why you didn’t have control of your animal and/or why you think it’s OK to let a predator run loose killing as it sees fit. ”
Should that discussion include letting the coyote run loose killing as it sees fit? What about the Coopers Hawk that stakes out my bird feeder in the winter? Maybe the racoon or possum that raids ground birds nests? What about the human predator that kills as it sees fit?
For the record, all of our cats are 100% indoors. However, they have been known to sneak out temporarily when carrying in groceries, etc. For a short period of time, we had a couple of garage cats that were fixed. They were garage cats because bringing them indoors with the other cats at that time would have been chaos. They have since been brought in. I would prefer that all owners would keep cats indoors and it frustrates me to see the places with a bunch of outdoor cats that are free to breed at will. However, I am not about to shoot one for simply being a cat. I know none of you will change my mind and I am near certain the anti-cat folks will not be changing their mind.
Sorry to hear that. It is unfortunate that you could not make it work out. A few years ago we had one get hit before we could bring it indoors.
Fortunately, we don’t live in an area where people feel it is necessary or appropriate to kill a cat just because it wandered onto their property. If one of mine happened to get out and I found out a neighbor decided to “take care of it”, we would have a very serious discussion.
Cleats. A few years ago I went without, feet went out from under me and mashed the back of my head on the ice. Ended up knocked out, with a concussion and took a trip to the emergency room.
Some more info from Mustangs website – https://mustangsurvival.com/blogs/resources/pfd-inspection-and-maintenance
Congrats! I have a ways to go to catch up but am one donation shy of 4 gallons.
Is this a joke? Those are lithium phosphate just like others. He calls them lithium iron, but that doesn’t change anything. Plenty of videos on YouTube about the dangers of knock off cheap batteries. Ice Holes site might open your eyes to some of the dangers. Stay away! PS: James/Norsk are making Lithium Ion batteries, these are Lithium Iron Phosphate(commonly called Lithium Phosphate). If you don’t know the difference you really should read up a little.
James/Norsk make both Lithium Ion and Lithium Iron Phosphate batteries. Their ice fishing batteries are Lithium Ion, their marine batteries are LiFePO4.
The technology he is plugging, Lithium Iron Phosphate, is not new or novel and has been used for several years in a deep cycle applications. Lithium Iron Phosphate can also be referred to LFP or LiFePo4. Lithium Ion is a different chemistry and is often used in smaller devices – laptop, smartphone, etc because it has a higher energy density. Lithium Ion batteries are also prone to thermal runaway because the chemical process during combustion release more oxygen. I do not recall seeing any Lithium Ion batteries advertised for deep cycle trolling motor applications although there are some smaller versions that are targeted at the portable electronics market (flashers, forward facing sonar, etc)
With respect to LFP batteries, and my limited research, there are roughly two pricing groups 1) approx $350 or less and 2) $700 to $900 for a 100Ah deep cycle battery. Note I had not previously researched Dr Prepare batteries and and comments below are based upon a cursory review of their website. Some cost drivers appear to be related to –
– The type of cells used. There are pouches, cylindrical and prismatic. It appears prismatics are favored. I could not readily find the cell type on Dr Prepare’s website
– BMS design to include high/low temp protection, over/under charge, etc. Some batteries do not have low temp protection and charging a cold LFP can permanently damage it. It appears this battery has low temp cut off and is set at 41F. Most other batteries I looked at were around 32F (32 is still considered the safety zone for LFP batteries). 41F could be a show stopper for someone up north that likes to fish early or late in the year unless they also heat the batteries before charging.
– Case design. Some batteries have thermally fused cases and others have cases that allow repairs to be made without damaging the case.
– Company origin. The cells all appear to come from China. Some batteries are spec built for US based companies and some US companies appear to perform some of the final assembly. From what I can tell, the batteries in the lower cost group are sold/shipped from Chinese based companies.
– Warranty. Warranties can vary greatly by length and value. Some batteries are so aggressively prorated that after a few years it is the same as having no warranty.
– Warranty service. From what I can tell the warranty service for the lower price point batteries is performed by the Chinese seller. Reviews for these batteries tend to be pretty good but many of negative reviews comes from warranty service – limited ability to contact support since they are 12 hour offset, a lot of questions/troubleshooting before a warranty claim is approved, the time delay in getting the unit returned and a new unit shipped. Several of the higher price point retailers perform their own troubleshooting and repair with the US. They state they are able to repair and ship a battery within 24-48 hours. The longest part of the turn around time is that LFP batteries have to ship via ground
– EIDT TO ADD – Construction quality. There are several online videos showing teardowns of various batteries. Some of them are rather shoddy but there are a number of lower price tier batteries that appear to be well constructed.
There are a lot of happy buyers in both price tiers.
I just bought a new to me Chevy 1500 Trail Boss that’s essentially 100% rust free. The frame doesn’t even have surface rust at this point. For a 2019 I question whether the previous owner ever drove it in the winter. I’m seriously considering treating it with Fluid Film or the PB equivalent to keep it this way as long as possible, but I’m curious how nasty of a mess I will have if I drive gravel roads on a regular basis. Will the under side of the truck be completely caked in gravel dust, and will that be an issue? Any insight would be appreciated.
I only spray the rocker panels, cab corners and wheel wells. If you spray the frame, the dust will only build up slightly thicker that what is initially sprayed on.
Hillhiker does this truck have the wheel liners in it? If not that is the first thing I would do. Not only does it make it much quieter on gravel roads, but it really protects inside the wheel well from rusting. I have no experience with those products though so no help there.
I actually took my wheel liners off. I found that dust and grit would make it up on top of the liner and with road vibrations was acting like a sander. I have been running fluid film and no liners for almost 10 years and no rust so far.
So far, so much better!! Thank you.
I have been having more page loading issues lately than I was before the upgrade a couple of weeks ago.
Cleared cache and now seems to be better. Coincidence? – maybe
I have been having more page loading issues lately than I was before the upgrade a couple of weeks ago.
This link provides a hot (140 degree) and frozen method to kill potential parasites.
I have noticed that the website does not like certain VPN servers at times. I have had success switching vpn servers and having it behave better. Also have had some luck clearing cookies/cashe. I typically stay logged in so most of my site issues are slow loading time vs not being able to log in.
Had problems with a Samsung fridge when new about 6 years ago. Biggest issue was that no one in the area would service it under warranty. The only thing Samsung would do is refund my purchase price if I junked the fridge. Bought it from a big box vs appliance dealer which may have played into not being able to get it serviced. Whichever brand you go with, or where you buy it, make sure you can get someone to actually service the thing.
i have cover craft brand made with the carhartt material. i really like them and they are tough but they are not the cheapest but i feel like the cheaper ones dont last very long
x2. Have have had them in my daily driver for 10 years and they have held up very well.
Have you tried running any anti spyware and clearing all browsing data, cookies, etc.?
From a Yahoo sports article
“According to the NCAA rule book, “A valid or invalid fair catch signal deprives the receiving team of the opportunity to advance the ball. The ball is declared dead at the spot of the catch or recovery.” An invalid fair catch signal is defined as “any waving signal” by a member of the receiving team that does not meet the requirements of a valid fair catch signal.”
I think they got him for waving his left arm back and forth around shoulder height. The rule is in place, at least in part, to help prevent opposing teams from thinking the receiver called a fair catch, letting up and then having the receiver take off running because the waving was not above his head.
Doesn’t the co 2 cartridge get pierced when you screw it in the first time? I thought unscrewing the cartridge would release the gas? I must be missing something here.
It does not get pierced when installed. The bobbin/pill disintegrates when exposed to water and allows a firing pin to puncture the CO2 cylinder and fill the inflatable bladder.
Maybe this place???
Was up that way a couple weeks ago. Reefs and shorelines where mostly dead for me. Bait and fish were scattered in the mud basins. Many in camp were catching walleye with jig/minnow off of points near a hard bottom to mud transition. I caught fish trolling deep diving cranks over mud in 14 to 18 feet of water. There were fish to be found within sight of camp.
The cameras are in a 55mph zone. Either side of this zone is a 60mph limit. The signage coming from either direction includes:
– A traffic laws photo enforced sign at the city limits
– A yellow speed limit reduction ahead sign that also includes two red flags sticking out the top to further draw your attention to the sign
– A 55mph speed limit sign at the beginning of the 55mph zone. This sign also includes to two red flags out of the top and a sign below stating photo enforced
– Roughly 1000 feet after the speed zone change is the first camera
– Within the 55mph zone there are two standard 55mph signs (no red flags) and one 55mph sign with red flags and a photo enforced sign below
– Roughly 1000 feet after the photo enforced sign is the second camera
As previously noted, the ticket threshold is set at 12mph (20%+) over the speed limit and 39% of the tickets are issued to CR and Linn County residents. More revenue comes from locals than it does from other IA residents (25%) or those from out of state (36%).
There is a lot of signage and the limit is rather generous – not exactly entrapment. If it were an all out money grab they could have set the threshold lower than 12mph and made the signage more discrete.
The total revenue for Fiscal Year 2023 was $5,939,900 and was directed to public safety. This includes:
• Funding for 33 police officer positions ($4,100,000)
• ATE Service Provider and Collection Costs ($1,400,000)
• Public Safety Equipment (i.e. body camera maintenance support) and Designated Programs ($439,900)
