Boat insurance

  • dbright
    Cambridge
    Posts: 1800
    #1282203

    Who do you guys use? Do they cover your fishing gear while in the boat without a additional rider? My current policy is the first boat I’ve insured. I paided extra for additional coverage for boat equipment I find out today does not include fishing gear in your boat. With the price of their additional rider it would almost double my premium. I was told that my renters policy that they talked me out of keeping would of covered a $1000 away from home.

    Wade Boardman
    Grand Rapids, MN
    Posts: 4453
    #1170450

    Quote:


    Who do you guys use? Do they cover your fishing gear while in the boat without a additional rider? My current policy is the first boat I’ve insured. I paided extra for additional coverage for boat equipment I find out today does not include fishing gear in your boat. With the price of their additional rider it would almost double my premium. I was told that my renters policy that they talked me out of keeping would of covered a $1000 away from home.


    Contact Justin with Woods and Water INS on here. Awesome service and he knows how to insure a boat and it’s goodies. He can talk the talk and walk the walk.

    http://www.woodsandwaterinsurance.com/

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59944
    #1170458

    Last year a boat waked me. A very expensive HD camera with all the extra fixings including wireless mic, tripod and a wide angle lens fell over the side of the boat.

    I was sick. No insurance will cover my lack of foresight in securing the tripod.
    I shot Justin a note that was more whining then a question about being covered.

    No problems! Couldn’t believe it!

    It’s hard to NOT recommend Justin.

    FYI I know of another guide that didn’t have the ink dry on his insurance. Lost his lower end. Guide said the only way it would have been easier was if I didn’t hit the log in the first place.

    Justin gets

    cpetey
    Onalaska, Wi
    Posts: 1193
    #1170468

    I use Allstate. Covers trailer, boat, motor, gear, etc. $97 for the whole year.

    Hillbiehle
    Posts: 107
    #1170470

    Did I hear you correct that they talked you out of a renters policy? Forget about the bells and whistles on the boat insurance until you have a decent renters policy with adequate limits of liability.

    dbright
    Cambridge
    Posts: 1800
    #1170472

    Quote:


    I use Allstate. Covers trailer, boat, motor, gear, etc. $97 for the whole year.



    Might want to read your policy again. That’s what I thought also. It covers what you said but not your fishing gear. Boat equipment which I paid extra for covers depth finders trolling motors etc not your fishing gear.

    cpetey
    Onalaska, Wi
    Posts: 1193
    #1170478

    Quote:


    Quote:


    I use Allstate. Covers trailer, boat, motor, gear, etc. $97 for the whole year.



    Might want to read your policy again. That’s what I thought also. It covers what you said but not your fishing gear. Boat equipment which I paid extra for covers depth finders trolling motors etc not your fishing gear.


    Double checked. All good.

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