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  • BigWerm
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    #2267783

    She’s crazy. I’m talking bat****, lead paint crazy. This is Minnesota – aka the California of the Midwest. She’s not going to drop the case unless it’s taken away from her

    Agreed, and not sure if many people know this, but her and Ellison are super tight and had worked together for a long time. So her going off the rails, only for cases to be taken away and then brought to Ellison is….something.

    BigWerm
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    #2267768

    It is crazy where ticket prices have gone, especially factoring in the fees. Maybe I’m just becoming a grumpy old man early, but $500-1000 for my FW and I at a few hour concert is just crazy to me.

    BigWerm
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    #2267756

    Tacoma all day. You can drive it for 20 years put 200k+ on it, and still sell it for a decent price.

    BigWerm
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    #2267649

    Leave em, along with anything else that I think is there intentionally. And I pick up everything else I come across that isn’t clearly intentional, like trash, broken stands, carts, a broken down tent (those are all real life examples). On the WMA by me I know the USFWS uses cameras at times for different purposes including counting visitors, along with the general public using them where they shouldn’t be. Personally I don’t think it’s too big of a deal, as you know they will be coming back for a camera.

    BigWerm
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    #2267624

    Werm, see above item about getting your chemical supply and getting ready for weed control. With a new food plot, you’re going to have a tremendous bloom of weeds in most cases. It may take a while for them to get going, but be ready.

    Thanks. My general plan is to put down a ton or 2 of lime here soon. And then start on the weeds soon after with a couple treatments then turning them over and planting. Not sure if that’s exactly the correct process, but I’m open to recommendations!

    BigWerm
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    SW Metro
    Posts: 10133
    #2267619

    Do you think you could win the Masters if you started on the green at the furthest point from the hole on every hole vs the field playing like normal?

    Despite me being a terrible putter, I’m going yes. Mainly bc every hole would be a birdie/eagle opportunity, I’d have a caddy from Augusta that knows the greens/reads inside and out, and the practice rounds would get me enough comfortability with the greens to make it happen.

    BigWerm
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    #2267601

    Plant something. It’s a lofty one, but you gotta start somewhere! rotflol We aren’t too far from you in Brook Park, and last year we got the plot cleared out, but never got back to put anything in the ground and am pretty glad we didn’t since it was dryer than a popcorn fart all year.

    BigWerm
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    #2267595

    On home owners … make sure you are actually covered on your sporting goods equipment (especially guns) and build in riders to cover gaps or live with the policy as is knowing the potential for loss.
    One thing with insurance is never assume!

    Yes, any high value items in your home should be disclosed to your agent, and coverage confirmed thru your Homeowners or a separate personal articles policy. I have one for my wife’s ring, my xbow and a few other higher end items with a $0 deductible. I believe the SF policy is $1500 or 2500 in gun coverage included in the Homeowners, which would also be subject to your HO deductible.

    And yes, never assume. Or as I like to say, the answer to any insurance question is “it depends!”

    BigWerm
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    Posts: 10133
    #2267593

    Two additional State Patrol trainers (in addition to the original use of force expert Moriarty retained) have sworn declarations that Trooper Londregan acted lawfully to save his partners and acted in accordance with the MN State Patrol Policy. If Moriarty doesn’t drop this case, Gov Walz should step in again, and if not and it goes to trial, I expect the officer to be found not guilty and very quickly.

    BigWerm
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    #2267513

    Sometimes a cheap basic breakfast is just what the Dr ordered. Aunt Jemima pancakes and Kwik Trip bacon.

    Attachments:
    1. IMG_7952-scaled.jpeg

    BigWerm
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    #2267511

    feel like I’m on a roll here! Last night was my first time grilling chicken drummies and they were fantastic! John said they were juicy and delicious and he went back for seconds, so that’s gotta be a good sign!

    Chicken and charcoal are a match made in heaven! I like throwing a few apple wood chips on there too when I’m feeling fancy jester . And BC I’m having a real hard time putting off that Blackstone purchase seeing stuff like that…

    BigWerm
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    #2267510

    Approximately 1300 yards traveled total…

    They never cease to amaze me, such tough animals! Thanks for sharing, glad you got your hands on it eventually even if it wasn’t when you hoped.

    BigWerm
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    #2267503

    Something else to remember if you are contemplating full coverage vs liability only. Minnesota only requires you to carry a 10k liability amount(Maybe bigwerm can explain better) which means that if someone else hits you and even if they admit fault their insurance company will only pay for damages up to 10k anything over that is up to you or your insurance to cover if you have full coverage. So say the damages are $15k their insurance pays the first $10k then if you have full coverage your insurance will pay the remaining balance minus your deductible that you pay. If you don’t have full coverage you are on the hook for the remainder. I have seen this happen and it comes as a shock since most people don’t know about it.

    This is pretty much correct, in MN the minimum liability coverage required is 30/60/10, and people can have the liability minimum of 30/60/10 and still have full coverage. So just thinking having full coverage = good coverage, is not inherently true.

    What 30/60/10 means is if someone with that coverage hits you, your medical damages are only going to be covered by the 20k PIP (aka no fault) coverage on your own policy, and 30k on the at fault parties insurance. The 60k is aggregate for the year. And the 10k is PD (property damage) coverage for repairing or replacing your vehicle, so Stanley’s example is right, and how many vehicles on the road these days are worth 10k or less if totaled out? If someone is at fault but only has 10k in coverage either your full coverage kicks in, or if you only have liability you have to sue that person in civil court. Good luck collecting, but there will be a judgement against them at least. Also, most people that I wrote that came from an online insurer (Progressive, Geico etc.) had the state minimum 30/60/10 liability coverage, as their websites emphasize price over what you are actually buying. And it’s super affordable to go to a higher and much better liability coverage. This is in addition to the roughly 10% of people driving around uninsured. Thanks for coming to my TedTalk! rotflol rotflol

    BigWerm
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    #2267445

    <div class=”d4p-bbt-quote-title”>10klakes wrote:</div>
    Unless this starts ww3.

    -J.

    That is one of the all-time great Far Side comics JJ! Thanks for sharing and the reminder rotflol rotflol

    BigWerm
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    #2267438

    Gas prices are not really even on my list of concerns related to this topic. Nuclear War or WW3 vs Russia and/or China are far more concerning. Iran would be light work for Israel or the US, but what that would lead to is the trillion dollar question. And I don’t know who is in charge in DC, as I’m very sure it’s not Biden or Kamala.

    BigWerm
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    #2267416

    Yikes, there is a ton of misinformation in this thread, and I’d strongly recommend everyone meet their agent and have them explain your policy to you. As someone who recently worked for the big red company for 12 years, I’ll try and cover a few of the key points.

    Rates are going up, as they always do with inflation, on homes and autos. On autos in particular it is due to both the cost to repair increasing as well as the frequency of claims.

    Rates are state and company specific, so no you are not subsidizing FL hurricane damage, at least not directly. There is likely a minor impact as a derivative of the reinsurance market, but there would be no direct $ amount associated on your policy.

    MN is called a No Fault state, but that is a misnomer, as we are NOT a no fault state, ONLY MN Personal Injury Protection (PIP) coverage is No Fault, so any bodily injuries you suffer go to your policy first, but no other portion of your coverage is handled that way. And if you do not have medical damages, you should go thru the at fault parties insurance if fault is not being contested.

    Everyone is required to be insured in MN, including Somali’s, of whom I had a ton of clients. You should always get a picture of their DL and Insurance info, and if the insurance is expired the police should give them a ticket. If they don’t, you or your insurance company should be able to at the VERY minimum get a judgement against them, but that will require some effort on your behalf.

    Bucky is correct on being a constant shopper or loyal customer, pick which one fits your personality and go with it. The cheapest rates I’ve ever seen were from people with SF for decades, and SF’s biggest discount (25%) is a 10 year accident free discount and comes with accident forgiveness. And I regularly re-wrote people who chased rate only to come back 6-12 mos later. Other people regularly save by shopping every year or two. If you use a broker and they set you up with a new company every 6-12 mos, they are likely doing you a disservice in rate or coverage as they get paid more on a new policy w/ a new company vs a renewal at the existing one.

    Auto insurance there isn’t a big difference between companies, but some companies are mutual (owned by the policyholders) vs publicly traded (owned by shareholders) and that does impact how they operate.

    Finally, you can opt out of auto insurance by getting a $50k surety bond (at least that’s what it was a couple years ago), sounds like many of you should look into this. However, you would be risking all of your assets for anything exceeding $50k, and will have to pay for your own defense. Good luck!

    BigWerm
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    #2267339

    I went on a hike this weekend and heard about 10 different Tom’s gobbling at day break. I might have to give it the old college try here finally.

    BigWerm
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    Posts: 10133
    #2266439

    I don’t get the trade JJ idea now.

    Agreed, the time has come and gone to trade JJ. To quote Rounders, “pay that man his mooooney!”

    Just a reminder Schefter is the best in the biz at breaking news because he carries water for GM’s, so when he says he’s hearing Team X might do ___, it’s as a favor so when they resign or cut or other big news happens, the GM calls him with it first.

    Personally I don’t see the Pats taking QB, their roster was not great when they were winning Super Bowls with Brady, and has only gotten worse since then. They will trade down or take BPA if they keep the pick. They have Brissett and Zappe to keep them in the running for the top pick next year. Poles has given the league a blueprint on tearing it down to the studs while maximizing your assets for a complete rebuild, and also prolonging your career as a GM, since he won’t be getting fired for at least 3 years now.

    BigWerm
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    #2266387

    51?!? Dang, he is quickly ascending to Alpha Dog status in the entire league. I’ve been saying for a few years the Wolves need him to take that leap and they will go as far as he takes them.

    BigWerm
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    #2266380

    Taco shrimp on the barbie made into tacos.

    Attachments:
    1. IMG_7939-scaled.jpeg

    BigWerm
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    #2266378

    Happy to report that my first time grilling a pork loin filet is a success! Tastes just like Billy used to make! I’m really starting to enjoy doing my own grilling! toast

    Nice work, that is a cut that is easy to overcook and dry out. The space between your food is growing though Sharon, you could parallel park in there! rotflol

    BigWerm
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    #2266374

    I’m trying to come up with bars I’ve been in I haven’t liked!

    Haha those are unicorns bud, they don’t exist! rotflol

    BigWerm
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    #2266242

    While tons of teams need a QB, there are far fewer that have the pieces around ready for a rookie franchise QB, and even more importantly fewer GM/Coach combos that are ready to start that 3 year clock that usually comes with a top of the 1st round QB.

    BigWerm
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    #2266236

    Dives are great, certainly made a resurregence here in the city w younger folks, was just chatting w my much younger cousin about this. Although it kinda sucks bc we hit up the moose Saturday night and I was the oldest in there by 15yrs at least. Knight cap, Jaros, 1029, dustys, grumpys, Jimmy’s etc still hold their own. Won’t even venture dropping names over Southside like CC, pats, frenchmans.

    Haha yes, glad to hear those are all still around. Don’t forget the Cedar Inn on the Southside too!

    BigWerm
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    #2266159

    I’m starting to get a random feeling that 4 quarterbacks will NOT go off the board in the first 4 or 5 picks as it has never happened in NFL Draft History. I think some teams WANT that to be the perception though

    In the end, I think JJ McCarthy will be there at #11 and the Vikings will NOT trade up to get him.

    I agree about the 4 QB’s, and would love JJ at 11, if that is KOC’s guy (or one of them). I don’t really care what they do (like trading 3 #1’s or sitting pat), as long as they get the guy KOC wants.

    Thought it was interesting that Houston was the team that initiated the trade with the Vikings, not the other way around. Per Schefter, “A couple of weeks back the Houston Texans went to the Minnesota Vikings and initiated a trade in which they got out of the first round, got an extra second-round pick, and they got an extra 2 in that deal in as well in 2025,” Schefter said on “The Stephen A. Smith Show” on April 3. “Well lo and behold, everybody assumed that that trade was the Vikings initiating it so that they could go up and get a quarterback.
    “The truth of the matter was it was the Texans who initiated that to get out of the first round to get added draft capital in the second round the next two years so that they could go be in position to make a trade like the one that they did on Wednesday acquiring Stefon Diggs at what many people are surprised by the price in the end.”

    BigWerm
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    #2266133

    <div class=”d4p-bbt-quote-title”>BigWerm wrote:</div>
    Harvey’s in Carver

    If you want stuff on the ceiling walk across the road to Lisas Place. Must be about a truck payment worth of 1’s stuck to the ceiling.

    Yeah, I think the Doghouse would be the dive’iest of dive bars in Carver. But Lisa’s and the Doghouse don’t offer much for food, Harvey’s is solid.

    Will be there for lunch today!

    Best buffalo wings around imo!

    BigWerm
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    #2266122

    UConn is one of the best teams I have ever seen. They are so disciplined and their biggest weakness is being too unselfish. Great coaching by Hurley, Edey got his and #3 played well but no one else for Purdue did anything. The other impressive thing with UConn is I’m sure they have some NBA talent, but no lone surefire #1 pick superstar.

    BigWerm
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    #2266113

    Beaudreau’s in St. Cloud

    MT’s on 8th is a great spot too in St. Cloud, some of the best burgers around imo! And reminds me I need to stop in for a review sometime.

    BigWerm
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    #2266110

    <div class=”d4p-bbt-quote-title”>BigWerm wrote:</div>
    Howie’s in St. Stephen

    Is that in anyway related to the Howie’s in downtown St Cloud?

    It was and still kind of is I believe. Howie owned them both, now his former son in law runs St. Stephen and not sure who runs DT, maybe Howie still, but Howie is often at the St. Stephen one.

    BigWerm
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    #2266103

    I haven’t been following it, and couldn’t find it in a quick google, was Miu drunk, high, both or sober?

Viewing 30 posts - 1 through 30 (of 8,027 total)