Since this thread got derailed into whether or not one should or should not finance, it really depends on a lot of factors. I bought a new jet ski a few years ago before the interest rates more than doubled. The jet ski only cost about $13K but I went with a five-year loan at 2.5% APR. I could have sold some stock to get the $13K, but the stock had a dividend yield of about 3%. And I would have had to pay long-term capital gains tax. And would have missed out on any gains if the stock price went up. Pretty easy decision for me to finance.
Now at an interest rate of about 7% APR, it’s more difficult to make the numbers work.
After tax on the dividends your gain isnt really 3%.