My warranty expires on 3/5/24. I got a warranty from Mercury asking $500 for 5 more years or lesser as the the years go down. Was thinking of doing the 2 years extra for $260. Usually I would trade about every 5 years but with the economy etc. etc. Like this boat the best so far. I plan to keep this one longer. Shop rates now are about $100 bucks an hour and sure will go up any thoughts? go the 5 years for 500 or?
That seems like a no brainer to me. I’d do it if you intend to keep the boat/motor for a longer period of time.
No.
I never get an extended warranty on anything.
I don’t know the specifics of Mercy Extended Warranty. 1st, is there any prorated deductions for age or increase co-pay. Then, what is the actual coverage for labor? Could be worthless if you have to pay the majority
I don’t know the specifics of Mercy Extended Warranty. 1st, is there any prorated deductions for age or increase co-pay. Then, what is the actual coverage for labor? Could be worthless if you have to pay the majority
Was thinking the same thing.
personally i never purchase extended warranties…..my duaghter got burnt on one with a car she bought….even after i told her not too.
my reply to those that ask if i want an extended warranty…….if i need to buy the extended warranty…..maybe i shouldnt be buying this product……. usually get silence!!!!!
personally i never purchase extended warranties…..my duaghter got burnt on one with a car she bought….even after i told her not too.
my reply to those that ask if i want an extended warranty…….if i need to buy the extended warranty…..maybe i shouldnt be buying this product……. usually get silence!!!!!
Ain’t that the truth!
<div class=”d4p-bbt-quote-title”>glenn57 wrote:</div>
personally i never purchase extended warranties…..my duaghter got burnt on one with a car she bought….even after i told her not too.my reply to those that ask if i want an extended warranty…….if i need to buy the extended warranty…..maybe i shouldnt be buying this product……. usually get silence!!!!!
Ain’t that the truth!
I have similar thoughts when people on here rave about a company’s customer service is when the product fails.
Its a Mercury Do it…… $260 is like 2 oil changes at the dealer.
Way too little information to go off of to know if it’s worth it. For every viable warranty out there, there are dozens that aren’t worth the paper they are printed on.
Remember – Mercury doesn’t lose money offering warranties. They’re not watching out for you, they are making money.
Its a Mercury Do it…… $260 is like 2 oil changes at the dealer.
I believe he has a 25hp. Who goes to the dealer for oil changes on a small motor
<div class=”d4p-bbt-quote-title”>bigcrappie wrote:</div>
Its a Mercury Do it…… $260 is like 2 oil changes at the dealer.I believe he has a 25hp. Who goes to the dealer for oil changes on a small motor
I was thinking a 115hp or 150hp LOL
But to answer your question, Old people and people who have no business owning a boat, you know the guy at the ramp that takes 20 min to load.
I was thinking a 115hp or 150hp LOL
I think he has a Lund Rebel XL so it maxes out with a 60 hp.
Take the $500, put in into a mutual fund, and don’t touch it! Insurance companies don’t pay out what they take in, or they’d go out of business. Every family should be building a rainy day fund. If you’ve got toys you want/need covered, put the money in the fund and leave it there. Eventually you’ll have enough put aside to cover any incidental expenses you run into AND earn interest on it. If you can’t afford to build a rainy day fund, you definitely shouldn’t be buying more toys.
A lot of variables. I meticulously over maintain. Rarely run over 2/3rds throttle. Don’t run the hours a year I used to. Some guys it’s balls to the walls like they stole it every weekend. Maintenance if they get to it. Then the warranty provider. Corner car lot 50/50 warranty. Had a customer buy one and had the tranny go out. Bill for $1200 for used transmission. That they may have paid $300 for. Then labor triple what it should be. But they paid half. They made over $1000 honoring a warranty. One way to look at it. If you financed the boat rather than being able to pay cash. Maybe $250 or $500 would be better than 5 or 6 grand to put a new power head on. Warranties suit everyone different, some people $20 a month to ward off several thousand is piece of mind. Maybe the difference of the boat sitting a couple years. Other thing, since Covid most manufacturers are having problems they didn’t use to.
If you have one of the Chinese 40 to 60 hp I would take the 5 year extended warranty if you can float it.
It’s a 25 HP supposedly built for Mercury by Tahatsu. Mostly concerned if a powerhead or lower unit would go out. Generally I agree extended warranties have never been good for me. Will check out the fine print for if it is pro rated or not. Thanks for the insights. In 3 years I would think I would know if it’s good or not so far just 1 minor issue fixed under warranty. SO I think it’s looking good 
Run out the original factory warranty. By that time you will know if you have a lemon or not.
I sure hope your joking. If not you’re a complete douche.
Take the $500, put in into a mutual fund, and don’t touch it! Insurance companies don’t pay out what they take in, or they’d go out of business. Every family should be building a rainy day fund. If you’ve got toys you want/need covered, put the money in the fund and leave it there. Eventually you’ll have enough put aside to cover any incidental expenses you run into AND earn interest on it. If you can’t afford to build a rainy day fund, you definitely shouldn’t be buying more toys.
Take the $500, put in into a mutual fund, and don’t touch it! Insurance companies don’t pay out what they take in, or they’d go out of business. Every family should be building a rainy day fund. If you’ve got toys you want/need covered, put the money in the fund and leave it there. Eventually you’ll have enough put aside to cover any incidental expenses you run into AND earn interest on it. If you can’t afford to build a rainy day fund, you definitely shouldn’t be buying more toys.
I agree with this to a point. What are you supposed to do if you get a $2,000 bill. Just wait 6-8 years to fix it?
I guess it will boil down to how the extended warranty works. Is it just like the original warranty or are there deductibles etc? I had never purchased extended warranties until my wifes current vehicle and SUPER glad we did! The engine went down and its getting a factory remanufactured engine and no cost to us. Thankfully I got the call yesterday that the engine came in yesterday and they are starting to tear it down. 3 months to the day from when they put the order in.
Everything in life involves some sort of risk. My 50hp OMC is pushing 44 years old this summer. I can count on one hand the number of times I’ve done a repair, and the total for those repairs is still under $500. So maybe the real argument is “is it worth more to educate myself in repair techniques than to pay somebody for a warranty I’ll probably not use?”
Now ask yourself, when was the last time you actually knew that the power head on a motor less than 15 yrs old failed is the unit wasn’t abused? Fear sells. Companies exploit that fear all the time. Fear of not being beautiful enough drives the cosmetics industry. Fear of not measuring up drives the ED industry. Should the fear of the extremely remote chance of a powerhead failure cause you to lose sleep or the enjoyment of using your boat as designed? Not me.
Pardon me mojo, but your immaturity is showing………….KIDS THESE DAYS………..
Should the fear of the extremely remote chance of a powerhead failure cause you to lose sleep or the enjoyment of using your boat as designed? Not me.
I dont think anyone is suggesting they are living in fear of any of these things, but motors these days cost a helluva lot more to repair than you 44 year old OMC. Heck, I take the cover off my suzuki and I have no idea where the spark plugs even are. No chance I am going to try and figure out how to tear into that boy with all the electronics, modules and gizmos on there.
For the record there are a list of late model power head failures by certain manufactures. Naming ETEC with the larger displacement motors. No way I would want to have one of those without some warranty. A buddy just bought a used boat on it with a blown ETEC powerhead on it. He got $20,000 off because of that and its putting a Yamaha on it.
A lot of variables. I meticulously over maintain. Rarely run over 2/3rds throttle. Don’t run the hours a year I used to. Some guys it’s balls to the walls like they stole it every weekend. Maintenance if they get to it. Then the warranty provider. Corner car lot 50/50 warranty. Had a customer buy one and had the tranny go out. Bill for $1200 for used transmission. That they may have paid $300 for. Then labor triple what it should be. But they paid half. They made over $1000 honoring a warranty. One way to look at it. If you financed the boat rather than being able to pay cash. Maybe $250 or $500 would be better than 5 or 6 grand to put a new power head on. Warranties suit everyone different, some people $20 a month to ward off several thousand is piece of mind. Maybe the difference of the boat sitting a couple years. Other thing, since Covid most manufacturers are having problems they didn’t use to.
Life is about WOT, load it like a rail car and drive it like a stock car.
Yup, drive it like you stole it.
Is there any other way?
Askin for a friend. 
I stand by my statement. You telling someone you most likely don’t know anything about, what they can or can’t afford makes you a complete douche. All that being said, getting back to the original topic. It being a 25HP motor and the warranty for $500, I think it would be best to let it run and hope it lasts. If it were a much bigger motor that if a power head failed and a replacement were 7k-15k then that $500 would be money well spent. The smaller motors if well maintained should last for years and years.
Pardon me mojo, but your immaturity is showing………….KIDS THESE DAYS………..
Life is about WOT, load it like a rail car and drive it like a stock car.
Yup, drive it like you stole it.
Is there any other way?
Askin for a friend. 
[/quote]
I do not baby anything. Wide open throttle every motor I own. But maintenance is a key factor. I don’t buy anything to baby it. My mother on my boat is a 91. And it is flawless. Rarely has a easy day on the water. But again maintenance is key.
IMO no way is an extended warranty worth that much on a 25 hp and here’s why.
I work on the occasional outboard. About 90% of what I fix falls into the category of lack of use / owner neglect. Rarely do I see a mechanical failure that would be covered by a warranty.
If the outboard makes it past the factory warranty, it’s highly likely it’ll need nothing for years to come.
I stand by my statement. You telling someone you most likely don’t know anything about, what they can or can’t afford makes you a complete douche. All that being said, getting back to the original topic. It being a 25HP motor and the warranty for $500, I think it would be best to let it run and hope it lasts. If it were a much bigger motor that if a power head failed and a replacement were 7k-15k then that $500 would be money well spent. The smaller motors if well maintained should last for years and years.
<div class=”d4p-bbt-quote-title”>Dee J Anders wrote:</div>
Pardon me mojo, but your immaturity is showing………….KIDS THESE DAYS………..
Ya know, opinions are like butts. Some people’s are bigger than other’s, and they stink. I’ve always said that if you want to meet a blowhard, post something. Every self-appointed expert (NOT!) will chime in.
And as Mr Grouse pointed out, paying a $500 premium for a 25hp motor is a sucker’s bet. If you think that for a moment that some company will offer an extended warranty for a $15k motor and only charge $500 for three years, I’ve got some swampland in f Florida, and a bridge in Brooklyn I’d like to sell you.
500$ for a 15k motor? That 25hp is nowhere near that.
I’m on the no extended warranty side for that size of motor. I tried looking at power heads for that motor and a new one is not going to cost much more than a grand. Pretty rare in that motor to blow a power head. Lower unit will be even cheaper.
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Ain’t that the truth!
